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Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Terms, conditions and fees for accounts, products, programs and services are subject to change. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. and its affiliates in the United States and its territories. Math for you, so you can focus on saving.Ĭ provides information about and access to accounts and financial services provided by Citibank, N.A. n = number of times interest is compounded in a time frameīut if that math leaves you scratching your head, the above simple, savings interest calculator from Citi does the.You can calculate monthlyĬompound interest over the course of a year with the formula: Calculating compound interest is a bit trickier than calculating simple interest. However, what most people want to know when calculating their savingsĪccount interest over time is compound interest, or how that interest will build upon itself and grow over Simple interest is easy to calculate: your interest is the principal multiplied by the interest rate multiplied by How is savings account interest calculated? You may also want to keep a higher balance in your bank accounts to qualify for a premium account, such as Citigold. You will want to keep a high enough balance in your account to avoid any monthly service fees, which are charged by A major life event - Getting ready for a down payment? A wedding? A new addition to theįamily? All of these are great reasons to add to your savings.
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